You can have your own home, but the deposits demanded from young buyers are soaring

Are first-time buyers doomed to be locked out of the housing-market recovery? With prices rising in all regions, according to Hometrack, and the UK now out of recession, many homeowners believe that they have made it through the worst.

But the sense of good times lying ahead is not shared by those yet to step on to the housing ladder. The difficulty in securing funds to buy a home is such that Savills, the estate agent, says that the average age of a first-time purchaser buying without assistance is 38. Please click here to read more