The need for private landlords to safeguard their rental income by conducting credit and reference checks before they sign tenancy agreements has been much publicised of late.

Buy-to-let mortgage lender Paragon Mortgages is among those who have recently promoted the need for tenant credit checks as a way to help avoid private landlords getting into difficulty on their repayments after experiencing a short fall in rental income.

However, as the impact of the economic downturn is leading to a rise in landlord repossessions, one tenant - who was forced to leave his rental property after being given just two weeks notice - told the BBC that these tests should also be carried out on landlords by letting agents.

But a letting agent director told the news provider that a code of conduct is already in place and that it is the mortgage lenders who need to take greater responsibility for tenant evictions.

Ian Potter, operations manager at the Association of Residential Lettings Agents, suggested that lenders should be encouraged to allow tenants to stay in the property while rent payments are collected by them, beyond the tenancy, to cover the financial deficit.ADNFCR-2002-ID-19048964-ADNFCR

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